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Supplemental Plans___________________________________________
SHORT TERM PLAN LINKS:HumanaOneUnitedHealthOneAssurant HealthIHC Health Solutions Secure STM (Per Period Deductible)IHC Health Solutions Secure Saver (Per Day Deductible)IHC Health Solutions Secure Lite (Limited Benefit)~~~~~~~~~~~~~~~~~~~~~~~~ ACCIDENT PLAN LINKS:National Association of Consumers Direct (Protection Upgrade - Arizona Only)Value Benefits of America Association (Arizona & Florida Only)Assurant Health - Accident (Arizona & Florida Only)~~~~~~~~~~~~~~~~~~~~~~~~ CRITICAL ILLNESS PLAN LINKS:National Association of Consumers Direct (Secure Upgrade - Arizona Only)Assurant Health (Arizona & Florida Only)~~~~~~~~~~~~~~~~~~~~~~~~ DENTAL PLAN LINKS:Dental Plan Brokers - Dental & Vision Discount PlansHumanaOne - Dental Insurance PlanUnitedHealthOne - Dental Insurance PlanAssurant Health (Arizona & Florida Only)Delta Dental Plan - Dental Insurance Plan (Arizona Only)IHC Health Solutions Secure Dental One - Dental Insurance PlanMadison Dental - Dental Insurance Plan~~~~~~~~~~~~~~~~~~~~~~~~ VISION INSURANCE PLANS:HumanaOne - Vision Insurance Plan~~~~~~~~~~~~~~~~~~~~~~~~ TRAVELERS MEDICAL PLANS:Global Health Envoy - International Medical Plan for TravelersIHC Health Solutions - Overseas Travel Medical Plan~~~~~~~~~~~~~~~~~~~~~~~~ LIMITED MEDICAL PLAN LINKS:IHC Health Solutions Mini Med - Limited Medical PlanValue Benefits of America Association - Sickness & Accident, Hospital & MedicalValue Benefits of America Association "Guarantee" Issue Plan - Doctor visits + Hospital + Surgical + Ambulance + Emergency + Limited Accident Benefits~~~~~~~~~~~~~~~~~~~~~~~~ LIFE INSURANCE PLANS:10+ Companies available - personal quotes available upon request |
What is a Short Term Plan?Short term plans are low cost comprehensive insurance plans lasting 1-12 months. They are for those times when an individual is between jobs, awaiting group coverage, or waiting to qualify for medicare. What is a supplemental plan?Supplemental plans can be an accident plan, dental or vision discount plans or, a limited benefit plan that pays you directly for medical services. Why should I consider an accident plan?Accident plans are a good option for individuals with high deductible plans or no insurance as they provide benefit dollars to you for accident eligible medical expenses like ambulance, ER, X-rays, hospital stays, doctor visits and prescriptions. Why should I consider a dental or vision discount plan vs. insurance to cover those benefits?Dental and/or vision insurance can be costly and restrictive. Also, in addition to paying premium amounts you may still have out-of-pocket costs (deductibles, co-insurance, co-pays, or a portion of other expenses). A discount plan is a low-cost alternative that provides discounts for services and procedures. What are limited benefit plans and how do they differ from regular insurance?Limited benefit plans provide benefits paid directly to you in addition to any other insurance you may own, including major medical. These limited benefits plans can provide benefits for doctor visits, hospital visits, ambulance, outpatient care or emergency room visits.
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